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Understand your money.
Control your habits.
Save better.

MoneyLogic helps you track spending, build smart budgets, and grow healthy money habits — all in one simple app

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Everything you need to
stay in control

Simple features that help you understand your money, build better habits, and make confident decisions.

Smart Budgeting

Budget with Ease

Set up a smart budget that automatically organizes your money into Needs, Wants, and Saving

Budget Preview
Expense Tracking

Every money accounted for

Easily track where your money goes by logging expenses manually, scanning receipts. ML automatically categorizes your spending

Budget PreviewBudget Preview
Money Logic Score

Your money habits, scored

Your Money Logic Score shows how healthy your financial habits are over time. See what actions improve your score, what pulls it down.

Budget Preview
Savings and Investment

Save with intention

Build savings and explore investments in one place. Track your progress and stay motivated

Budget Preview

Do more with MoneyLogic

MoneyLogic brings everything together from budgeting to learning, saving and investing all in one app

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ML Academy

Financial Literacy at its best

We offer practical financial education from a certified Financial Education Instructor (CFEI) focused on money management, financial growth, and debt control. Users can navigate between personalized sessions, general classes or subscription based learning.

Education app
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ML Wealth

Savings and Investments made Easy

ML Wealth gives users access to fixed savings, mutual funds, and stocks.

Wealth app
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ML Budget

Manage Financial Plans

Upload your expenses to track and nudge you before you go above your monthly limits.

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Our customers trust us,
You can too

Folu Coker

Folu Coker

Freelancer

Money Logic made tracking my expenses easier and faster. Super happy I found it.

December 31, 202402:00PM WAT

Fife Taiwo

Fife Taiwo

Freelancer

I enjoy using Money Logic daily. It keeps my finances clear and organized.

December 31, 202402:00PM WAT

Salem Joyce

Salem Joyce

Business owner

This app has completely changed how I manage my business expenses.

November 6, 202410:00AM WAT

Salem Joyce

Salem Joyce

Business owner

This app has completely changed how I manage my business expenses.

November 6, 202410:00AM WAT

Fife Taiwo

Fife Taiwo

Freelancer

I enjoy using Money Logic daily. It keeps my finances clear and organized.

December 31, 202402:00PM WAT

Folu Coker

Folu Coker

Freelancer

Money Logic made tracking my expenses easier and faster. Super happy I found it.

December 31, 202402:00PM WAT

See our Partners

Our partners trust us to make the best experience for you and your money.

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You have questions,
we have the answers

Quick answers to questions you may have. Can't find what you're looking for? Check out our full documentation.

Quick answers to questions you may have. Can't find what you're looking for? Check out our full documentation.

MoneyLogic score is a smart financial rating that helps you understand your spending habits and financial health.

Linking your bank account is optional, but it allows automatic expense tracking and deeper financial insights.

We use bank-level encryption and strict privacy controls to ensure your financial data remains safe and private.

MoneyLogic is designed for individuals, freelancers, and business owners who want better control of their finances.

Resources to help you
build better money habits

Practical guides, simple explanations, and real-life money lessons to help you make better decisions with confidence.

Budgeting

Understand how everyday spending patterns quietly affect your financial progress

4 mins read
Savings

No pressure, no big numbers — just practical steps to help you build the habit.

5 mins read
Budgeting

Understand how everyday spending patterns quietly affect your financial progress

4 mins read
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Take control of
your money today

Money clarity starts with one simple decision, MoneyLogic